Your Alternative to Traditional Financial Planning
It’s Not Just About Accumulation
The overwhelming majority of financial planners, consultants, and advisors focus on one primary metric: accumulation. While building retirement savings is certainly important, we believe the more critical conversation centers around distribution. In fact, waiting until retirement age to determine a distribution strategy is often too late.
At Innovative Financial Solutions, we teach our clients how to proactively leverage what the U.S. tax code has long allowed professionals and business owners to do. Our focus is on designing strategies that minimize taxation precisely when you need your assets the most — during retirement.
Retirement should not be defined by what you accumulated — it should be defined by what you’re able to keep.
Our Proven Strategies Provide These
We utilize sections of the tax code that have been available to taxpayers for more than 150 years. These time-tested strategies are structured to work for you while providing meaningful protection.
Protection from market volatility
Assets are structured to reduce exposure to unpredictable market swings.
Non-reportable growth and use
This portion of your retirement strategy operates off the IRS radar within the framework of the tax code.
Historically strong internal rates of return
Built on long-standing financial structures with proven performance history.
Tax-exempt distribution with access during growth years
Access your dollars when needed, while retirement assets continue growing — and receive tax-exempt income in retirement.
Protection from lawsuits and creditors (in most states)
Added layers of legal protection for your assets.
Dividend history unmatched in consistency
Dividends have been paid every year since before the Great Depression — without missing a year.
Our Commitment
Designing your exit strategy and limiting your tax burden is our number one goal.